ZIP 32408 · Panama City Beach, FL
Short-term rental data for Panama City Beach, FL 32408
What entire-home short-term rentals in this ZIP code earn, how full they run, and how much of the supply we can see. Bay County. Every figure traces to the market dataset or a public record.
- Median nightly rate$431
- Occupancy
Middle half of listings: 27.5% to 46.5%
35.5% - Median annual revenue
Middle half: $43,336 to $73,164
$55,924 - Entire-home listings
94 measured directly
633
The spread
A single median hides how wide the outcomes are. These are the quartiles across every entire-home listing we hold in 32408.
| Measure | Lower quartile | Median | Upper quartile |
|---|---|---|---|
| Annual revenue | $43,336 | $55,924 | $73,164 |
| Occupancy | 27.5% | 35.5% | 46.5% |
Permits
94% of listings here match a record in the public permit registry we hold for this area. A low rate can mean unpermitted supply, or that the registry is partial — it is a signal to check the local ordinance, not a verdict on any one property.
Context
- Median home value$370,292
- Share of listings that are entire homes98.3%
Nearby
Other ZIP codes in Panama City Beach: 32407, 32413. See Panama City Beach and Florida.
Figures cover entire-home listings and are current to June 2026. Nightly rate and occupancy are measured from the market dataset; a dash means the figure is not measured here, which is never the same as zero. Estimates are analytical opinions with stated uncertainty, not guarantees of income; compliance signals are market intelligence, not legal advice.