ZIP 32404 · Panama City, FL
Short-term rental data for Panama City, FL 32404
What entire-home short-term rentals in this ZIP code earn, how full they run, and how much of the supply we can see. Bay County. Every figure traces to the market dataset or a public record.
- Median nightly rate$235
- Occupancy
Middle half of listings: 30.8% to 42.5%
34.2% - Median annual revenue
Middle half: $26,436 to $36,420
$29,352 - Entire-home listings
43 measured directly
50
The spread
A single median hides how wide the outcomes are. These are the quartiles across every entire-home listing we hold in 32404.
| Measure | Lower quartile | Median | Upper quartile |
|---|---|---|---|
| Annual revenue | $26,436 | $29,352 | $36,420 |
| Occupancy | 30.8% | 34.2% | 42.5% |
Permits
26% of listings here match a record in the public permit registry we hold for this area. A low rate can mean unpermitted supply, or that the registry is partial — it is a signal to check the local ordinance, not a verdict on any one property.
Context
- Median home value$288,185
- Share of listings that are entire homes86%
Nearby
Other ZIP codes in Panama City: 32401, 32405. See Panama City and Florida.
Figures cover entire-home listings and are current to June 2026. Nightly rate and occupancy are measured from the market dataset; a dash means the figure is not measured here, which is never the same as zero. Estimates are analytical opinions with stated uncertainty, not guarantees of income; compliance signals are market intelligence, not legal advice. Not financial, investment or tax advice; see the Terms.