ZIP 32405 · Panama City, FL
Short-term rental data for Panama City, FL 32405
What entire-home short-term rentals in this ZIP code earn, how full they run, and how much of the supply we can see. Bay County. Every figure traces to the market dataset or a public record.
- Median nightly rate$239
- Occupancy
Middle half of listings: 30.9% to 41.6%
34.3% - Median annual revenue
Middle half: $26,961 to $36,274
$29,929 - Entire-home listings
43 measured directly
53
The spread
A single median hides how wide the outcomes are. These are the quartiles across every entire-home listing we hold in 32405.
| Measure | Lower quartile | Median | Upper quartile |
|---|---|---|---|
| Annual revenue | $26,961 | $29,929 | $36,274 |
| Occupancy | 30.9% | 34.3% | 41.6% |
Permits
39.6% of listings here match a record in the public permit registry we hold for this area. A low rate can mean unpermitted supply, or that the registry is partial — it is a signal to check the local ordinance, not a verdict on any one property.
Context
- Median home value$295,792
- Share of listings that are entire homes83%
Nearby
Other ZIP codes in Panama City: 32401, 32404. See Panama City and Florida.
Figures cover entire-home listings and are current to June 2026. Nightly rate and occupancy are measured from the market dataset; a dash means the figure is not measured here, which is never the same as zero. Estimates are analytical opinions with stated uncertainty, not guarantees of income; compliance signals are market intelligence, not legal advice. Not financial, investment or tax advice; see the Terms.